Humble Advice is a newer loan provider in the Danish market. At Humble Advice you have the opportunity to get a credit of between 3,000 and 15,000 cash. A loan from Humble Advice is not the same as for a traditional consumer loan. The loan works more like a credit and is perfect for those who may need to pay off in certain periods, and who at the same time want a flexible payment. Based on your application, Humble Advice assesses how much money you can get in credit. If you are approved, you have the option of raising a variable amount up to the maximum you have been given. The cash credit is a new and smart way of thinking credit.
Greater financial security with Humble Advice
As the Kredit Loans loan does not work completely like a regular consumer loan. Credit at Humble Advice is for you who have the following needs:
- You don’t have to worry about bills you can’t pay. You can make use of your “overcoat” if necessary.
- You get a bigger financial buffer if, for example, you get hit by a mechanic’s bill.
- You avoid an angry bank advisor who is not interested in overdrafting your account.
Of course, it is not free to have credit with Humble Advice. Of course, when you make use of your credit, interest will come in, and of course you will have to repay the amount as well. At the same time, there is a set-up fee that you must pay when establishing your credit.
Also, when you have credit with Humble Advice, you are not required to repay the credit over a predetermined number of months. Once you have made use of your credit, simply pay the interest and fees. If you want to wait a month or two to pay back the borrowed money, you decide for yourself. Basically, you can have your credit for 12 months before it is repaid.
Attractive interest rate & fast response time
The application is online through Humble Advices website. Here you can use the website’s loan calculator to choose the loan that suits you best. Then you submit your loan application and give access to eSkat so that you can be credit rated. Your final loan terms and credit amount are determined based on your credit rating. If the credit offered is good enough, you sign the loan agreement with your NemID and you will be paid off your credit the next working day.
The overdraft facility offers an attractive interest rate of 12.5% when you have credit with them. It is extremely competitive interest rate compared to other companies offering credit. Interest on Humble Advice works in that you only pay interest on the amount that you actually spend. If you only have some money left in your account, you should not pay interest on them.
Contact the cashier
The overdraft facility is an online loan provider. Everything is therefore online. This applies to everything from the application to the support. It also means that you do not have to go to long counseling sessions down the bank, where you have to argue why you need a credit. Because Humble Advice does not interfere with it. You can spend the money on exactly what you want.